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Website Terms and Conditions

Effective Date: 01-01-2023

1. Acceptance of Terms

By accessing or using the ACC Consumer Finance website (the “Site”), you agree to be bound by these Terms and Conditions. If you do not agree, you should not use the Site.

2. Informational Purpose Only

The content on this Site is provided for general informational purposes only. The Site allows users to search for participating dealerships and view related information. ACC Consumer Finance does not guarantee the accuracy, completeness, or availability of dealership information.

Dealerships listed on the Site are independent businesses and are not owned or operated by ACC Consumer Finance.

3. No Guarantee of Financing

Nothing on this Site constitutes an offer or commitment to lend.

Any prequalification or financing decision is subject to:

  • Submission of a completed application
  • Verification of information
  • Credit review
  • Additional underwriting criteria
  • Final approval by ACC Consumer Finance or applicable lender

Prequalification does not guarantee approval, specific loan terms, or vehicle eligibility.

4. Prequalification Application (PQR)

When you click on a prequalification link, you may be directed to a separate application platform developed and maintained by ACC Consumer Finance and its technology providers.

The application area is governed by its own submission disclosures, authorizations, and consent agreements, which you must review and accept before submitting information.

Use of the PQR system is voluntary.

5. Third-Party Dealerships

ACC Consumer Finance is not responsible for:

  • Dealer inventory
  • Pricing
  • Vehicle condition
  • Dealer representations
  • Dealer conduct
  • Dealer business practices

Any transaction you enter into with a dealership is solely between you and that dealership.

6. No Financial Advice

Information provided on the Site does not constitute financial, legal, or credit advice.

You should consult appropriate professionals regarding your specific financial situation.

7. Limitation of Liability

To the fullest extent permitted by law, ACC Consumer Finance shall not be liable for:

  • Any damages arising from use of the Site
  • Errors or omissions in content
  • Website interruptions
  • Dealership-related disputes
  • Decisions made based on Site content

Use of the Site is at your own risk.

8. Intellectual Property

All content on the Site, including logos, branding, text, graphics, and software, is the property of ACC Consumer Finance or its licensors and may not be copied or used without written permission.

9. Website Availability

We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice.

10. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles.

11. Changes to Terms

We may update these Terms periodically. Continued use of the Site after changes constitutes acceptance of the revised Terms.

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